Why Us, Why Now?
Lumida has assembled a proven team that has done it before.
Lumida is Scaling. Join us now and Own the Future of Investing.
Lumida is building the next generation wealth manager, powered by AI at scale.
Join our investor community and participate in our growth.
Join our investor community and participate in our growth.
Get Early Access to our Capital Raise
Join us and get exclusive access to Lumida Invest SuperApp. Test the app and watch it evolve.
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support@lumida.comAI is Poised to Disrupt investing
Every generation a new technology comes along that disrupts an entire industry.
Electricity, cable TV, the internet and now AI.
We see a future where an AI Native Wealth Manager can disrupt the industry as we know it.
Our Thesis: The Status Quo is Ripe for Disruption
Lumida is building the wealth management for the next generation. Soon, AI native wealth management firms could outperform traditional firms with 1/100th the headcount.
We envision a world where an AI Advisor understands your family’s goals as clearly as you do.
One that speaks your language and operates at your pace, and never stops working.
You can talk to your advisor at 2 AM in your Pajamas. On your terms. When you want to.
Lumida Invest SuperApp is like an on-demand Chief Investment Officer in your pocket. Always awake. Entirely yours.
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Lumida is working to achieve this goal by meeting the next generation where they are on social media and digital communities.
Lumida is linked to the secular growth of inter-generational wealth transfer, influencer content, and the rise of AI in financial services.
The Opportunity: Old School Wealth Managers Haven't Kept Up with AI
Old-school wealth managers are losing the next generation because of they have failed to adapt to the digital age.
A projected $84Tn in wealth is transferring to the next generation.
This new generation wants real-time, AI-powered investing in the palm of their hand.
Lumida Invest SuperApp delivers exactly that. Real-time access, data-driven insights, and exclusive private market deals delivered through a modern, portable interface.
The next generation has no desire to attend the US Open with an old school banker.
They are not watching CNBC.
The next generation is digital. Their lives are lived online.
They find their news on TikTok. They learn new skills on YouTube.
They are tuning out traditional media and are tuning into trusted personalities.
The Solution
Lumida is the Modern Wealth management Firm built ground-up with AI
We are investing in community, on-demand advisors, client services, and modern AI-enabled solutions for the next generation.
We are going to disrupt the wealth management industry using scalable model by rolling out:
You're In.
Early allocation access secured.
Try the Lumida Invest SuperApp Now
Be among the first to test the app as we continue building and refining the experience.
Install TestFlight if it asks, then tap Install on Lumida Invest. Takes about a minute.
You'll get to kick the tires on the AI infrastructure before your allocation window opens.
The Lumida Invest SuperApp stays at the top of the big trends for you:
Our Lumida Invest SuperApp automates the heavy lifting of research, identifying opportunities and risks.
The Lumida Invest SuperApp gives you the insight and allows you to move with the speed and clarity of a Pro.
It's Time for Wealth Management for the Next Generation
It’s time to move beyond the gamified “Trade, Trade, Trade” model.
The way we look at it, apps like Robinhood, E*Trade, and WeBull are primarily geared to “reward” you for trading. They make money on the backend, getting paid for order flow every time you make a move. They are not fiduciaries.
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Community Is a Pillar Of Our Success
We've achieved our current success with our community.
We want to build on that.
The community is a powerful differentiator and it accelerates Lumida’s reach.
We want our investors to test our products, get the word out, help us grow on social media.
When you back Lumida, you join the Lumida Tribe.
The Lumida Tribe is a network of modern investors. Investing is social.
The Lumida Tribe meets online today in Telegram.
We will start hosting in-person events & conferences to bring the Tribe together.
We will turn online relationships into real-world connections, and make investing a shared, social experience.
We will turn online relationships into real-world connections, bringing together an exceptional network of investors, founders, and entrepreneurs, and making investing a shared, social experience.
The Lumida Flywheel Spins Faster with Community
We Have Just Started
Our goal is to help you grow your wealth smarter and keep more of what you have earned.
This isn't just the hype.
2025 was a huge year for Lumida. Revenue up, traction accelerating.
This is just the start.
Ram Ahluwalia
Founder & CEO
Ram is an investment professional recognized for his ability to identify undervalued opportunities across asset classes. Ram brings over two decades of experience across global financial institutions and entrepreneurial venture.
Ram has been featured in The Wall Street Journal, Bloomberg, CoinDesk, American Banker, and CNBC, and has co-authored pieces with figures like former SEC Chair Arthur Levitt.
As CIO of Winged Foot Capital, Ram managed diverse hedge fund, real estate, and venture allocations. Ram later founded PeerIQ, a pioneering risk-analytics fintech that was successfully acquired and became the foundation for Cross River's crypto business, where Ram built one of the earliest regulated digital asset platforms in banking.
Ram founded Lumida to bring an endowment-style approach to wealth management, focusing on long-term growth and preservation. His strategy combines top-down themes, bottom-up analysis, and quantitative insights, with a blend of alternative assets.
As CIO of Winged Foot Capital, Ram managed diverse hedge fund, real estate, and venture allocations. Ram later founded PeerIQ, a pioneering risk-analytics fintech that was successfully acquired and became the foundation for Cross River's crypto business, where Ram built one of the earliest regulated digital asset platforms in banking.
Ram founded Lumida to bring an endowment-style approach to wealth management, focusing on long-term growth and preservation. His strategy combines top-down themes, bottom-up analysis, and quantitative insights, with a blend of alternative assets.
Vikram Nair
Senior Vice President, Sales
Nicolina Delgadillo
Vice President, Strategic Accounts
Raymond Samuels
Senior Investment Advisor
Shikhar Gupta
Research Analyst to CIO
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Zach Bleeker
Client Associate
Built by Experts. Backed by Leaders.
SEC-registered fiduciary delivering institutional rigor without conflicts.
Lumida’s seed round equity investor is former SEC Chair Arthur Levitt and other successful venture capitalists.
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